How Much Does OnlyFans Take From Creators?

OnlyFans operates on a profit-sharing model, which means every creator’s earnings are subject to platform fees. For many, the hidden frustration lies in seeing a portion of their income deducted before payouts. 

This fee directly impacts creators trying to build a stable income or scale their business. Understanding exactly how much does OnlyFans take from creators is essential for pricing content, setting realistic profit goals, and avoiding income shocks. 

Whether you’re a new or established creator, being aware of these deductions helps you plan smarter, protect, and maximize the money you actually take home from your content. And if you’ve ever asked yourself how much can I make on onlyfans, understanding platform fees is the first step toward maximizing your true earnings.

How Much of a Cut Does OnlyFans Take From Creators? 

OnlyFans charges a 20% commission on all creator earnings. This means that for every $100 a creator makes, OnlyFans keeps $20, and the remaining $80 goes to the creator. 

This fee covers platform maintenance, payment processing, customer support, and security features that protect both creators and subscribers.

Moreover, the 20% fee applies to every earning type:

• Monthly subscriptions
• Tips from fans
• PPV content sales
• Custom content requests
• Video calls & messaging services

For example, if a fan pays $10 for a subscription, OnlyFans keeps $2 and the creator receives $8. This transparent structure allows creators to plan their pricing and revenue strategies with clarity.

While the 20% fee is not the lowest in the creator economy, it is competitive when factoring in these bundled services and the platform’s large, engaged user base.

Are There Any Other OnlyFans Fees?

There are no upfront costs or hidden platform charges for joining or maintaining an OnlyFans account. However, additional costs can arise depending on your chosen payout method and location. 

For example, bank transfer fees, currency conversion fees (typically 2-3% if your payout is in a non-USD currency), and international wire transfer fees (which can range from $15 – $30) may apply. Express payout options and certain e-wallet transactions may also incur extra charges.

I. Minimum Payout Thresholds

To withdraw earnings from OnlyFans, creators must meet a minimum payout threshold. The standard minimum is $20 for direct bank transfers and most e-wallets.

For wire transfers, the minimum withdrawal amount is higher, usually $200. These thresholds ensure that small, frequent withdrawals are minimized, which helps control transaction costs for both the platform and creators.

II. Payment Processing and Withdrawal Details

After OnlyFans deducts its 20% commission, your remaining earnings are placed in a pending balance, which typically clears after a 7-day waiting period. For creators in certain high-risk countries, this hold may extend to 21 days for the first four months. 

Once funds are available, you can withdraw them using several methods:

• Direct Bank Transfer (ACH/SWIFT): Fast and often fee-free in the U.S., but international transfers may incur additional bank or conversion fees. Funds usually arrive within 1-3 business days for ACH and 3-5 days for SWIFT transfers.
• Wire Transfer: Suitable for international creators, but comes with higher minimums ($200) and fees (up to $30 per transaction).
• E-wallets: Convenient for quick access, but may have lower per-transaction limits and standard e-wallet fees.

There is no maximum withdrawal limit, so you can cash out your entire available balance as long as you meet the minimum threshold. Be aware that payment providers may also charge their own fees for processing or currency conversion.

OnlyFans Agency Commissions

Many OnlyFans creators partner with agencies to handle content management, marketing, fan engagement, and growth strategies. In exchange, these OnlyFans agencies take a commission from the creator’s earnings. 

Understanding agency fees is crucial for creators looking to maximize their income while leveraging professional support.

💸 So, How Much Do They Charge?

OnlyFans agency fees typically range between 20% – 50% of your gross income.

• 20 – 30% for basic account management (like messaging and post scheduling)
• 40 – 50% + for full-service support, including content planning, ad campaigns, and brand partnerships.

How Agency Fees Stack With OnlyFans’ Cut?

It’s important to understand that agency fees are in addition to the 20% commission taken by OnlyFans. This means your income is subject to double deductions, first by OnlyFans, then by the agency.

Here’s how it stacks up:

• You earn $10,000 in gross revenue.
• OnlyFans takes 20% ($2,000), leaving you with $8,000.
• If your agency charges 30%, they take $2,400 from the remaining $8,000.
• Your final payout would be $5,600.

This effectively means you’re giving up 50% of your gross earnings between OnlyFans and agency fees combined. The more comprehensive the agency services, the higher their cut, so it’s essential to weigh the value they bring against the income you’re left with.

🚨 Warning: Choose Your OnlyFans Agency Very Carefully

Not all agencies have your back. Take Ocean Taylor’s story, she dealt with broken promises, late payments, and zero control over her content. The wrong agency can hijack your brand and drain your momentum.

That’s why it’s critical to vet your agency like you would a business partner. Ask hard questions. Demand transparency. Check their results and reputation. Your content is your business –own it.

Strategies to Maximize Your Earnings on OnlyFans

While OnlyFans takes a 20% commission, smart creators know how to work around this by boosting their overall revenue. Maximizing your OnlyFans earnings isn’t just about posting more, it’s about using strategic pricing, promotions, and diversifying how you make money. 

Here’s how you can optimize every dollar you earn.

I. Setting Subscription and PPV Prices’

• Subscription Pricing: Most creators find success with monthly rates between $10 – $15, balancing accessibility with content value. Consider your content quality, niche, and audience’s spending habits. Benchmark against similar creators, but let your unique offerings and audience analytics guide your final price.
• PPV Pricing: PPV content can be priced from $3 (the platform minimum) up to $200 per item. Higher prices are justified for exclusive, personalized, or high-effort content. Segment your fanbase-offer budget-friendly options for casual fans and premium content for “whales” willing to pay more. Use tiered and dynamic pricing to match content value to fan willingness to spend.

II. Using Promotions and Discounts

Promotions are a powerful way to attract new subscribers and reward loyal fans. Consider:

• Limited-time discounts (e.g., 50% off for the first month).
• Bundle offers (e.g., 3 months at a reduced rate).
• Reward long-term subscribers with loyalty rewards
• Free trials to give new users a taste of your content.

Using promotional bundles during slow months or holidays can spike your subscriber count. Regular fans might upgrade to premium offers, while discounts can hook new users who become long-term supporters.

III. Diversifying Income Streams

Relying only on subscriptions limits your earning potential. Successful creators diversify their income with:

• Custom content requests (personalized videos, shoutouts).
• PPV messages with exclusive content.
• Collaborations with other creators to reach new audiences.
• Affiliate marketing or selling merchandise to expand beyond OnlyFans.

You can also explore off-platform opportunities like paid shoutouts, private chats, and fan clubs on other apps to supplement OnlyFans earnings. The more income streams you tap into, the less you feel the sting of OnlyFans’ 20% commission.

Tips for New Creators on OnlyFans

Starting out on OnlyFans can feel overwhelming, but with the right strategies, new creators can build a solid income stream and loyal following. Success doesn’t happen overnight, but focusing on consistency, connection, and smart pricing can fast-track your growth. 

Here’s how to set yourself up for long-term success.

I. Pricing Strategies for Beginners

When setting your prices, start with a competitive but accessible subscription fee-most beginners find success in the $3 – $5 range, which encourages more sign-ups and helps build your initial audience. 

As you grow, you can gradually increase your subscription price or introduce higher-priced tiers for premium content. For PPV  content, consider starting at $5 per image or $5–$10 per video minute, and offer bundles or discounts to incentivize purchases.

If you’re unsure about your value, analyze similar creators in your niche and adjust your pricing based on their strategies and your unique offerings. Some creators use a free page to quickly gain followers, then later monetize with paid content or convert to a paid subscription model.

II. Building a Loyal Subscriber Base

Loyalty doesn’t just happen, it’s earned through consistency, connection, and irresistible value.

Start by keeping your content dynamic and exclusive. Drop behind-the-scenes teases, send personalized messages, and reward your day-one fans with special perks. Make your long-term subscribers feel like VIPs, not just viewers.

Engage like you mean it. Reply to comments. Run juicy Q&As. Let fans vote on your next outfit, photoset theme, or roleplay scenario. That sense of involvement? It builds emotional investment and that keeps people subscribed.

Furthermore, smart retention offers work wonders. Think discounted renewals or secret sales, just for returning subscribers.

And here’s where it gets fun: gamify your experience.

Create custom badges, tiers, or loyalty cards. Let fans earn rewards, unlock content, or climb status levels the longer they stick around.

But don’t stop there – monetize the bond.

Offer premium upsells like:

• Custom content tailored to their fantasies
• Voice notes or sexy audio messages
• Birthday shoutouts or flirty video greetings
• Sexting sessions or private DMs for your top fans

Then turn your OnlyFans base into a real business:

• Drop exclusive calendars, signed Polaroids, and used lingerie sets
• Launch merchandise: stickers, phone wallpapers, branded toys
• Offer digital bundles, eBooks, or even paid fan communities outside the platform

Think like a brand, not just a creator. The fans who love you want more – more access, more connection, more of you. Package that into offers they can’t resist.

Final Thoughts

The fee OnlyFans takes is more than just a cut – it’s a quiet reminder of how much control you’re giving up in exchange for visibility. So, how much does OnlyFans take from creators? A flat 20% of your earnings, every time. But beyond that percentage lies a deeper cost: the loss of creative freedom, ownership, and the full rewards of your hustle.

What if you could break free from that cycle, owning your platform and your profits entirely? 

That’s where xFans by Adent.io shines, an OnlyFans clone script designed to help creators to keep every cent they earn. With quick setup, minimal tech know-how, and cost-effective pricing, xFans offers everything from subscription management to seamless payment processing. Your future deserves no middleman.

FAQs About OnlyFans Fees For Creators

1. Are Taxes Deducted by OnlyFans From Creator Earnings?

No, creators are responsible for their own taxes; OnlyFans does not withhold or pay taxes on behalf of creators.

2. Is It Free To Create an OnlyFans Account?

Yes, signing up is free; OnlyFans only takes a cut when creators earn money.

3. Does OnlyFans Charge For Wire Transfers

OnlyFans doesn’t charge, but wire transfers may come with fees from your bank, often up to $30, especially for international transactions.