If you’re starting off an adult business and need to make money, in this day and age there’s no way you won’t be on the internet, which then directly means you’ll need to adopt an online payment system. Unlike other online businesses, however, setting up online payments is not so simple in the adult business world. Two of the biggest credit and debit card providers in the world, Visa and MasterCard, both classify transactions made on adult businesses as high risk transactions, so there’s quite a lot of jumping hoops you need to do before you can set up a payment process.
Since they’re classified as such, payment processors for adult businesses are always of a specific kind, ones built for high risk transactions and duly certified. You can’t just adopt a simple payment processor and call it a day. Since it’s a trickier process, you can only trust the very best in the business for your needs, and to make the choice easier, we give you our picks for the top 10 adult payment processors you should consider for your adult business!
Kicking off our list of the best adult payment processors is the venerable CCBill. One of the oldest and most respected in the industry, CCBill has been in the online payments game since almost 15 years and is still going strong. Many payment processors have come and gone, but CCBill has remained at the forefront of online payments for almost 2 decades. There’s a yearly maintenance fee for high risk transactions if you use Visa, but not for MasterCard. CCBill also provides excellent customer support, but has its fair share of per transaction cuts.
Another veteran of the online payments scene, Epoch has stood the test of time and still remains one of the best and most reliable in the business. Unlike a lot of the competition, Epoch also accepts PayPal as a payment option, so that definitely opens up the options for more customers. The only catch is that Epoch has a fairly high number of policies regarding sites and content, so you’ll need to make sure everything is in order. The customer support is one of the best as well!
Zombaio is one of the best options for those looking to just start off in the adult business. They’re not as old as some of the veterans in the business, but offer safe and reliable service plus support out of the United States. Unlike other adult payment processors though, there is no initial 750$ fee, so if funds are an issue, Zombaio is definitely worth a try.
If you’re based in Europe instead of the United States, you might want to give Verotel a try. They’re very open and flexible to all site and content types, and are based out of the Netherlands (almost seems like a pun, doesn’t it?). You will have to incur the 500$ high risk transaction fee from MasterCard and support might be a bit spotty, but otherwise it’s a great option to go for.
eMerchantPay is another fairly old player in the online payments game, active since 2002. It offers a whole host of payment options and industries, with recognition for high risk transactions like adult businesses and gambling. It also supports many alternative payment options, so you can’t really go wrong with it. The customer support is excellent as well.
ccNetPay is another great option for an adult payment processor if you’re based out of Europe. They have a separate section for adult payment processing and have prior processes set up for it, so they know what they’re doing. However, there’s a limited number of countries they natively create accounts for. You can, however, avail the facility of incorporating the payment processing within one of the listed countries with their help.
SegPay is one of the most respected adult payment processors in the business, functioning since 2005. Offering state of the art payment systems and a slick interface, SegPay also offers additional analytics tools that can help understand your business. Since it’s easy to use and very intuitive, we’d recommend SegPay for someone just starting off as well.
Mobius Payments proudly proclaims its specialization in high risk payment processing. Based out of California, Mobius Payments offers payment processing services for establishments in the Americas, Europe and Asia, so it’s one of the truly global options available. Since it’s also been in the business for over a decade, customer service and support is quite good too.
Durango Merchant Services
Based out of, and named after Durango, Colorado, Durango Merchant Services is a payment processor that has found success in both the low and high risk payment processing arenas. Although it specializes in online and retail businesses that sell adult products, it also works with online content sellers like adult webcams, chats and more.
Last but not the least, we have Payline Data, a fairly new yet fast growing adult payment processor based out of Chicago, Illinois, in the United States. Like Durango Merchant Services, it also specializes in online and retail businesses that sell adult products like sex toys, but also extends its services to websites selling online content like videos, pictures, chats and webcams. However, it does not provide payment processing for anything even remotely similar to escort services. You should be able to get customized packages according to the service you provide, so it’s definitely worth a try.